Best Airline Credit Cards of August 2024

Airline credit cards offer some of the most rewarding perks for frequent flyers. From earning miles on every purchase to gaining access to exclusive airport lounges, these cards can significantly enhance your travel experience. However, they often come with annual fees, so it’s crucial to choose a card that aligns with your travel habits and spending patterns to maximize the rewards and benefits. This article will explore the best airline credit cards available in August 2024, providing a detailed overview of each card’s features, benefits, and who they’re best suited for.

Top Airline Credit Cards

United Gateway℠ Card

Best Feature: United Airlines travel rewards.
Credit Needed: Good, Excellent (670-850)
Intro Bonus: Earn 30,000 bonus miles after spending $1,000 in the first 3 months. Plus, 0% intro APR for 12 months on purchases.
Annual Fee: $0
Regular APR: 21.99% – 28.99% Variable
Benefits:

• No annual fee, making it a cost-effective choice for United Airlines travelers.
• Earn 2 miles per $1 spent on United purchases, at gas stations, and on local transit and commuting.
• No foreign transaction fees.

Delta SkyMiles® Gold American Express Card

Best Feature: Delta Air Lines rewards.
Credit Needed: Excellent, Good (670-850)
Intro Bonus: Earn 40,000 Bonus Miles after spending $2,000 in the first 6 months.
Annual Fee: $0 for the first year, then $150.
Regular APR: 20.99% – 29.99% Variable
Benefits:

• First checked bag free on Delta flights.
• Priority boarding and discounted access to Delta Sky Club®.
• Earn 2 miles per dollar spent on Delta purchases, at restaurants worldwide, and U.S. supermarkets.

Chase Freedom Unlimited®

Best Feature: Flexible cash back rewards.
Credit Needed: Excellent, Good (670-850)
Intro Bonus: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back.
Annual Fee: $0
Regular APR: 20.49% – 29.24% Variable
Benefits:

• 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1.5% on all other purchases.
• No annual fee makes it an accessible option for those looking to earn rewards without added costs.

Capital One Venture Rewards Credit Card

Best Feature: Travel rewards.
Credit Needed: Excellent, Good (670-850)
Intro Bonus: Earn 75,000 Miles after spending $4,000 in the first 3 months, plus receive a $250 Capital One Travel credit in the first year.
Annual Fee: $95
Regular APR: 19.99% – 29.99% Variable
Benefits:

• Earn unlimited 2x miles on every purchase.
• $100 credit for Global Entry or TSA PreCheck.
• No foreign transaction fees, ideal for international travelers.

The Platinum Card® from American Express

Best Feature: Premium rewards and benefits.
Credit Needed: Excellent, Good (670-850)
Intro Bonus: Earn 80,000 Membership Rewards® Points after spending $8,000 in the first 6 months.
Annual Fee: $695
Regular APR: See Pay Over Time APR
Benefits:

• Access to over 1,200 airport lounges worldwide through the Global Lounge Collection.
• $200 airline fee credit for incidental expenses like baggage fees and in-flight refreshments.
• 5x points on flights booked directly with airlines or with American Express Travel.

How Airline Credit Cards Work

Airline credit cards reward users with miles or points for purchases made with the card. These rewards can be redeemed for flights, seat upgrades, and other travel-related expenses. Additionally, cardholders often enjoy perks like free checked bags, priority boarding, and discounts on in-flight purchases. It’s important to consider the annual fee and any potential foreign transaction fees when choosing a card.

FAQs

1. What is the best airline credit card?
   • The best airline credit card depends on your preferred airline and travel habits. Cards like the United Gateway℠ Card and Delta SkyMiles® Gold American Express Card are great for travelers loyal to those airlines.
2. Do airline credit cards offer travel insurance?
   • Many airline credit cards offer travel insurance benefits, including trip cancellation/interruption insurance, baggage insurance, and rental car insurance. Always check the card’s benefits guide for details.
3. Can I earn miles on everyday purchases with an airline credit card?
   • Yes, most airline credit cards allow you to earn miles on everyday purchases. Some cards also offer bonus miles for specific spending categories like dining or groceries.
4. Are there any annual fees for airline credit cards?
   • While some airline credit cards have no annual fee, many come with an annual fee ranging from $95 to $695. It’s crucial to consider if the benefits and rewards outweigh the cost.
5. How do I redeem my airline miles?
   • Miles can typically be redeemed through the airline’s loyalty program website or app. They can be used for flights, seat upgrades, hotel stays, car rentals, and more.

For more detailed information and to compare the best airline credit cards, visit U.S. News Airline Credit Cards.

Choosing the right airline credit card can significantly enhance your travel experience, providing valuable rewards and perks. Be sure to select a card that aligns with your travel preferences and spending habits to maximize the benefits. Apply today and start earning rewards on your next trip!